



About Fidfund
Fidfund Microfinance Bank plays a crucial role within the ecosystem in promoting financial inclusion by providing banking and financial services to individuals, small businesses, and low-income earners who may not have access to traditional banking institutions. The bank is designed to bridge the financial gap, empowering entrepreneurs, farmers, traders, and artisans by offering loans, savings, and other financial products tailored to their need
Our Products
Mobile Banking
Our Mobile banking service allows individuals and businesses to perform financial transactions using mobile phones through the Fidfund banking app or USSD codes.
Use USSD Codes: Dial the Fidfund short code *614*087# and follow the prompts.
It provides a seamless, fast, and secure way to manage finances without visiting a bank branch.
Why Choose Fidfund Mobile Banking?
Convenience: Access banking services anytime, anywhere.
Speed: Instant transactions, bill payments, and fund transfers.
Security: Protected by encryption, two-factor authentication, and OTP verification.
Low Cost: Reduced transaction fees compared to traditional banking.
Financial Inclusion: Reaching the unbanked population through USSD and mobile wallets.
How to Get Started
Download & Register: Install the Fidfund mobile app and sign up.
Use USSD Codes: Dial the Fidfund short code and follow the prompts.
Link Your Phone Number: Ensure your registered number is linked to your bank account.
Set Up Security Features: Enable PIN, biometrics, and OTP authentication for protection.
Security Tips for Mobile Banking
✅ Never share your PIN or OTP with anyone.✅ Avoid using public Wi-Fi for financial transactions.✅ Regularly update your banking app for the latest security patches.✅Immediately report any suspicious activity to your bank.
]The Future of Mobile Banking in Nigeria
With the rise of fintech innovations and cashless policies by the Central Bank of Nigeria (CBN), mobile banking is set to become even more advanced. Features like blockchain integration, AI-driven fraud detection, and digital-only banking will further enhance security and accessibility.
Start Banking Smarter Today!
Get started now! Download your bank’s mobile app or dial the USSD code today.
Target Savings
Our Target savings is a structured financial approach that helps individuals and businesses save money towards a specific goal over a set period.
Whether you are planning for rent, school fees, a car, business capital, or a dream vacation, the Fidfund target savings ensures that you reach your financial goals with ease and discipline.
How Target Savings Works
Set a Goal – Define what you are saving for and how much you need.
Choose a Platform – Use traditional banks or fintech savings platforms to manage your funds.
Automate Savings – Set up an automatic deduction plan to ensure consistency.
Track Your Progress – Monitor your savings and adjust your plan if necessary.
Withdraw When Ready – Once your goal is reached, access your funds to achieve your target.
Personal Loan
The Fidfund personal loan is a way for individuals to access funds for various purposes, such as medical expenses, education, business needs, rent, or emergency expenses.
Key Features of Fidfund Personal Loan
Unsecured Loan – Most personal loans do not require collateral.
Loan Amount – Varies by lender but typically ranges from ₦10,000 to ₦10,000,000.
Interest Rates – Typically between 2% to 5% per month, but annualized rates (APR) can be much higher.
Repayment Period – Ranges from 1 month to 5 years, depending on the lender.
Eligibility Criteria:
Things to Consider Before Taking a Loan
Fixed Deposit
The Fidfund Fixed Deposit is a safe and reliable investment option that allows you to deposit a lump sum of money for a fixed period at an agreed interest rate.
Unlike regular savings accounts, fixed deposits offer higher interest rates, making them an excellent choice for individuals and businesses looking to grow their funds securely.
Benefits of Fixed Deposit Accounts
Higher Interest Rates – Earn more than a regular savings account.
Guaranteed Returns – Your interest rate is locked in, ensuring predictable earnings.
Flexible Tenure Options – Choose a deposit period that suits your financial goals.
Security – Your funds are safe with Fidfund.
Minimal Risk – Unlike stocks or cryptocurrencies, FDs are a low-risk investment.
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